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Still have questions? Here are a few we’ve answered before.
  • Applications
  • Establishing credit
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  • Personal loans
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  • Secured personal loans

Our personal loan application process is quick and easy. The process usually only takes around 10 minutes to complete once you’ve gathered the required documents. To apply for a personal loan, you’ll need to provide the following documents:

  • Government-issued ID (from most countries)
  • Proof of address, such as gas and electricity bills
  • Proof of income, such as paystubs
  • A list of your recurring monthly debt payments

After you submit your application and these documents, we’ll typically let you know if you’re application for a personal loan is approved in a matter of minutes.

You may be able apply for a personal loan through Maythor with a cosigner in certain situations. We’ll let you know when you apply if you’re eligible. A cosigner is someone who adds their name to your personal loan application. This is typically a close friend or family member. You’ll want to choose a cosigner who has a high credit score. Your cosigner’s credit history can strengthen your personal loan application and increase your chances of getting approved. It’s important to understand that your cosigner can be held responsible for your personal loan payments if you don’t make them on time. Their credit score will also be impacted by the credit activity on your personal loan account. For these reasons, it’s important to make your personal loan payments on time.

Getting prequalified won’t impact your credit score. A prequalification only requires a soft inquiry of your credit report. Soft inquiries allow lenders to see some information from your credit report without impacting your credit score. If you choose to submit a formal application, a hard credit inquiry will be conducted. Hard inquiries can impact your credit score. Learn more.

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PrimeCare provides trusted and comprehensive insurance solutions to protect what matters most. With tailored coverage and expert support, we ensure your peace of mind for a secure future.

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View state licenses and notices.
New Jersey residents: This is an advertisement for a consumer loan.

New Mexico residents: TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL: Customer Experience – Contact Manager, Mythor, PO Box 4085, Menlo Park, CA 94026; 888-408-3020; Complaints@mythor.com. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, PO Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at 505-476-4885 or visit the website

NMLS #1671904. View the NMLS Consumer Access Database.

Mythor’s website terms, privacy, and security policies don’t apply to outside sites we reference. Please review those websites for their terms, privacy, and security policies to see how they apply to you. Mythor isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry our name.

Personal loans information

Lender information: Personal loans in NM and WI are originated by Mythor Inc. NV loans originated by Mythor, LLC. Personal loans in AL, AK, AR, AZ, CA, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, and WY are originated by Pathward®, N.A. THIS IS A LOAN SOLICITATION ONLY. MYTHOR MAY NOT BE THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH PATHWARD IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT OR OTHER STATE LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

Product Terms: Lending products are subject to credit approval. Terms may vary by applicant and state and are subject to change. While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants. Account payment history is reported to select nationwide credit bureaus. Prequalification will not impact your credit score with the nationwide credit reporting agencies until you submit for final approval. Typical personal loan amounts are $600 to $4,100 for new customers, $2,400 to $9,000 for returning customers, and secured personal loan amounts are $3,600 to $12,300, based on information from previously approved loans which may not represent current terms.
Pricing information: Amounts financed for unsecured personal loans vary by state: amounts above $6,000 are not available for first-time borrowers; amounts below $3,100 are not available in GA; and amounts below $1,600 are not available in HI. A secured personal loan with an amount financed from $2,525 to $18,500 is only offered through the personal loan application to qualifying customers in select states from Pathward®, N.A. subject to certain terms and conditions. Loans are subject to an administrative fee of up to 10% of principal amount. You may incur a lower administrative fee, based on loan size and term length. For example, for an unsecured personal loan with a principal amount of $3,333, a term of 30 months, a 10% administrative fee of $333, an APR of 35.95%, the borrower will receive $3,000 and make 65 payments of $70, due every 2 weeks.For example, for a secured personal loan with a principal amount of $7,778 for a term of 39 months, a 10% administrative fee of $778, and an APR of 34.95%, the borrower will receive $7,000 and make 84 payments of $140 , due every every 2 weeks.
Secured personal loans are available for residents of: Arizona, California, Florida, Illinois, New Jersey, and Texas.

Mythor is not a bank and has no direct FDIC insurance coverage for your deposits. However, Mythor holds your deposits in a FDIC insured account at Wells Fargo Bank and other FDIC insured financial depository institutions. Your cash savings through Mythor are FDIC-insured up to $250,000. FDIC insurance is only available upon the failure of Wells Fargo Bank or other depository institutions.

Customer recommendation based on member survey updated quarterly. 9 out of 10 is based on loan members and 4 out of 5 is based on credit card members.

Google and Trustpilot reviews are solicited from credit customers only. Google rating is currently based on all Mythor store locations.

* Member savings based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending.

Community partners like SpringFour and UnidosUS are not affiliates or agents of Mythor, Inc. or its affiliates. Community partners are optional services and are not partner bank services through Pathward, N.A.. Mythor is not responsible for any third-party content and opinions provided by community partners.

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